LICENSED & INSURED • FLEXIBLE PAYMENT OPTIONS

Roof Now,
Pay Over Time

Don't let budget concerns delay a critical repair or replacement. Paramount Roofing partners with Hearth to offer fast, flexible financing — get pre-qualified in minutes with no hard credit inquiry.

Pre-Qualify in Minutes
No Hard Credit Pull
Competitive Rates
75+ 5-Star Reviews

HOW FINANCING WORKS

Three simple steps — from application to a brand new roof over your head.

1

Check Your Rate

Use our calculator below to see estimated monthly payments and loan options. No hard credit check — just fill in the amount and your details.

2

Get Approved

Hearth connects you with leading lenders to find your best offer. Most customers receive a decision within minutes of applying.

3

We Get to Work

Once funded, our crew gets started on your roof — same premium materials, same expert craftsmanship, just flexible payments that fit your budget.

Estimate Your Monthly Payments

A new or repaired roof is one of the most valuable investments you can make in your home. With Hearth financing, you don't have to choose between a healthy roof and a healthy bank account.

Our partner Hearth works with a network of top lenders to find you the best personal loan terms — with no prepayment penalties and no hidden fees.

  • Loan amounts from $1,000 to $100,000
  • Terms from 24 to 60 months
  • Checking your rate won't affect your credit score
  • Funds deposited directly to your account
  • Available for roof repair, replacement & new installation
  • 100% online — no paperwork, no branch visits
Apply Through Hearth

FINANCING FAQ

Common questions about our roofing financing options.

Does checking my rate affect my credit score?

No. Checking your rate through Hearth uses a soft credit inquiry only, which has no impact on your credit score. A hard inquiry only occurs if you decide to formally accept a loan offer.

How quickly will I get a decision?

Most applicants receive loan offers within minutes of submitting their application. Funding typically arrives within 1–3 business days after accepting an offer.

What credit score do I need?

Hearth works with lenders who serve a wide range of credit profiles. While better credit typically means lower rates, we encourage all homeowners to check — you may be surprised at the offers available.

What can the loan be used for?

Financing can be applied to any of our roofing services, including full roof replacement, repairs, new installation, metal roofing, emergency repairs, and more.

Are there prepayment penalties?

No. You can pay off your loan early at any time without any prepayment penalties or fees.

Can I finance a commercial roofing project?

Yes. Hearth financing is available for both residential and commercial projects. Contact us to discuss your specific project and we'll help you find the right solution.

Ready to Get Your Roof Protected?

Call us today for a free inspection and we'll walk you through financing options that fit your budget — no pressure, no obligation.